Real businesses on Solana
Every venture below is a separate business with its own rate, its own lock-up and its own vault. Deposit USDC, interest accrues per second, and the rate you get is written on chain the moment you deposit. It does not change afterwards.
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A higher rate comes with a longer lock-up and a thinner cash reserve. That is what makes the higher rate possible.
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Mechanics
It goes into that venture's own vault. The petrol station's money cannot pay the restaurant's investors, and no key outside the program can move it.
At the second you deposit. If we later publish a lower rate for new money, yours does not move.
We can draw from the vault to buy and run the business, but never below the published reserve: every dollar of accrued interest, plus a share of principal.
Interest is claimable any time. Principal needs the lock-up to pass, then a notice period, then it pays out.
Read this part
A shop is not liquid. If we have drawn to the reserve floor and revenue has not arrived, a withdrawal fails until the vault is funded. The program says so plainly rather than paying you part of what you asked for.
The program pays the rate on your position out of the vault. It cannot make a business profitable. If a venture underperforms, the money to pay you has to come from somewhere else.
We hold the authority that can draw from the vaults, within the reserve limit, and we choose which businesses get listed. The code bounds what we can do. It does not remove us from the picture.
A fixed return on a business investment is a regulated product in most places. Check what applies where you live before you deposit anything.